📜 Terms of Service

By using PayinLife.com you agree to these terms. If you do not agree, please do not use the service.

1. Educational use only

Calculations are for educational and entertaining estimates only, not formal financial advice. The calculator produces estimates based on the numbers you enter. Always consult a qualified professional before making significant financial decisions.

2. No warranty

The service is provided "as is" without warranties of any kind. We do not guarantee that results are accurate, complete, or suitable for your circumstances.

3. Acceptable use

• Do not attempt to disrupt, scrape at scale, or reverse-engineer the service.
• Do not use the service for unlawful purposes.
• Shareable cards you generate are yours to post; the PayinLife.com mark stays intact.

4. Intellectual property

Articles, design, and code are owned by PayinLife.com. You may quote short excerpts with attribution and a link.

5. Limitation of liability

To the maximum extent permitted by law, PayinLife.com is not liable for any indirect, incidental, or consequential damages arising from use of the service.

6. Changes

We may update these terms; continued use constitutes acceptance of the revised terms.

Questions: fyw7998@gmail.com