🔐 Privacy Policy
Last updated: August 2026. PayinLife.com is built privacy-first. Every calculation you run — income, product price, tax rate, commute figures — is processed entirely in your browser. None of it is transmitted to or stored on our servers.
Local-only calculation (LocalStorage)
The calculator runs entirely in your browser using JavaScript. Your salary, tax rate, commute figures, wishlist items and results are held in page memory and, where you have chosen a preference, in your browser's LocalStorage on your own device. We operate no account system and no financial database — we never collect, transmit or store your personal financial data. Clearing your browser storage erases everything the site has ever kept about you.
What we store
- Your currency and display preference, in your browser's LocalStorage.
- Your cookie-consent choice, in your browser's LocalStorage.
- Aggregate, non-identifying analytics about page visits.
Advertising and third-party cookies
We display advertising to keep the calculator free. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet. You may opt out of personalised advertising by visiting Google Ads Settings, or opt out of third-party vendor cookies at aboutads.info. You can also reject non-essential cookies in our consent banner at any time.
Your rights (GDPR)
If you are in the EEA or UK you have the right to access, rectify, erase, restrict, and port your personal data, and to object to processing. Because we do not maintain user accounts or store calculation data, most requests can be satisfied by clearing your browser storage.
Your rights (CCPA/CPRA)
California residents have the right to know what personal information is collected and to opt out of its "sale" or "sharing". We do not sell personal information. You may exercise the right to opt out of personalised advertising through the consent banner.
Children
This service is not directed at children under 13 and we do not knowingly collect their data.
Contact
Privacy requests: fyw7998@gmail.com